Terms and Conditions

Last updated: May 2026

Please read these Terms and Conditions carefully before using this website.

1. About This Website

This website is operated by Dennis Ortiz Bayona and is intended to provide information about a career opportunity as a licensed independent financial services agent in Canada. The information presented here is for informational purposes only.

2. No Employment Relationship

Nothing on this website constitutes a job offer, guarantee of employment, or guarantee of income. The opportunity described involves working as an independent agent, where earnings are commission-based and depend entirely on individual effort and activity.

3. No Income Guarantees

Results vary by individual. Any income figures or examples mentioned are not guarantees of future earnings. Your results will depend on your dedication, work ethic, and market conditions.

4. Eligibility

Participation in this program requires meeting certain eligibility criteria, including but not limited to: residing in Canada (excluding Quebec), holding a valid open work permit or equivalent, and having no disqualifying criminal record. Eligibility is assessed on a case-by-case basis.

5. Licensing

Obtaining a provincial license is subject to successfully completing the required training and passing the corresponding provincial exam. Dennis Ortiz Bayona and his team provide support throughout this process but cannot guarantee exam results.

6. Intellectual Property

All content on this website, including text, images, and design, is the property of Dennis Ortiz Bayona. Unauthorized reproduction or distribution of any content is prohibited.

7. Limitation of Liability

Dennis Ortiz Bayona is not liable for any direct or indirect damages arising from the use of this website or reliance on the information presented herein.

8. Third-Party Links and Platforms

This website may contain links to or be promoted through third-party platforms, including Meta (Facebook/Instagram). We are not responsible for the content, practices, or policies of any third-party platform.

9. Changes to These Terms

We reserve the right to modify these Terms and Conditions at any time. Continued use of this website after changes are posted constitutes acceptance of the updated terms.

10. Contact

If you have any questions about these Terms and Conditions, please contact us at:

📧 [email protected] 📞 +1 778-697-5512